/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.sr-only{clip-path:inset(50%);white-space:nowrap;border-width:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.table{display:table}}:root{--forest:#087b78;--deep:#075957;--sage:#cceeed;--mint:#ebf8f7;--cream:#f7fbfa;--gold:#c59a56;--ink:#173d3c;--muted:#5f7877;--line:#d3e7e5}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--cream);color:var(--ink);margin:0;font-family:Noto Sans TC,PingFang TC,Microsoft JhengHei,sans-serif}button,input{font:inherit}a{color:inherit;text-decoration:none}.hero{background:radial-gradient(circle at 78% 25%,#c4ddc47a,#0000 26%),linear-gradient(135deg,#f7f8ef 0%,#e5f0e3 100%);min-height:660px;position:relative;overflow:hidden}.nav{justify-content:space-between;align-items:center;max-width:1180px;height:82px;margin:auto;padding:0 28px;display:flex}.brand{align-items:center;gap:12px;display:flex}.brand>span,.footer-brand>span{background:var(--forest);color:#fff;border-radius:50% 50% 45% 55%;place-items:center;width:42px;height:42px;font-family:serif;font-size:23px;display:grid}.brand b{letter-spacing:.06em;font-size:16px}.nav-line{border:1px solid var(--forest);color:var(--forest);border-radius:999px;padding:11px 18px;font-weight:700;transition:all .2s}.nav-line:hover{background:var(--forest);color:#fff}.hero-inner{z-index:2;text-align:center;max-width:1050px;margin:90px auto 0;padding:0 28px;position:relative}.eyebrow{color:var(--forest);letter-spacing:.08em;background:#ffffffb3;border-radius:999px;padding:8px 15px;font-size:14px;font-weight:700;display:inline-block}.hero h1{letter-spacing:.06em;color:var(--deep);margin:28px 0 20px;font-family:Noto Serif TC,Songti TC,serif;font-size:clamp(52px,8vw,92px);line-height:1.05}.subtitle{letter-spacing:.08em;margin:0;font-size:clamp(20px,3vw,30px);font-weight:700}.hero-copy{color:var(--muted);letter-spacing:.16em;margin:16px 0 32px;font-size:17px}.hero-actions{justify-content:center;gap:14px;display:flex}.primary,.secondary{border-radius:12px;justify-content:center;align-items:center;gap:16px;padding:15px 24px;font-weight:700;display:inline-flex}.primary{background:var(--forest);color:#fff;box-shadow:0 12px 28px #184c3a33}.secondary{color:var(--forest);background:#ffffffb3;border:1px solid #bdccbf}.trust-row{color:#587064;justify-content:center;gap:30px;margin-top:32px;font-size:13px;display:flex}.leaf{background:#3875561f;border-radius:100% 0;position:absolute;transform:rotate(-18deg)}.leaf-a{width:310px;height:150px;bottom:35px;left:-90px}.leaf-b{width:390px;height:190px;top:120px;right:-130px;transform:rotate(145deg)}.section{max-width:1180px;margin:auto;padding:105px 28px}.section-heading{text-align:center;max-width:650px;margin:0 auto 48px}.section-heading p,.calc-intro>p{color:var(--gold);letter-spacing:.2em;margin:0 0 12px;font-size:13px;font-weight:800}.section-heading h2,.calc-intro h2{color:var(--deep);margin:0 0 14px;font-family:Noto Serif TC,Songti TC,serif;font-size:clamp(32px,5vw,46px)}.section-heading>span,.calc-intro>span{color:var(--muted);line-height:1.8}.topic-grid{grid-template-columns:repeat(4,1fr);gap:18px;display:grid}.topic-card{text-align:left;border:1px solid var(--line);cursor:pointer;background:#ffffffd1;border-radius:18px;min-height:235px;padding:28px;transition:all .25s;position:relative;box-shadow:0 4px 20px #22443008}.topic-card:hover{border-color:#9fbea8;transform:translateY(-6px);box-shadow:0 16px 36px #2244301a}.topic-icon{background:var(--mint);border-radius:16px;place-items:center;width:54px;height:54px;margin-bottom:23px;font-size:27px;display:grid}.topic-kicker{color:#789082;margin-bottom:8px;font-size:12px;display:block}.topic-card strong{color:var(--deep);font-family:Noto Serif TC,Songti TC,serif;font-size:20px;display:block}.topic-more{color:var(--forest);font-size:13px;font-weight:700;position:absolute;bottom:22px;left:28px}.topic-more b{margin-left:8px}.calc-section{background:var(--deep);color:#fff;grid-template-columns:minmax(260px,390px) minmax(500px,760px);justify-content:center;align-items:start;gap:70px;max-width:none;display:grid}.calc-intro h2{color:#fff}.calc-intro>span{color:#b9cac1}.calc-tabs{background:#ffffff12;border-radius:12px;gap:8px;margin-top:36px;padding:5px;display:flex}.calc-tabs button{color:#b9cac1;cursor:pointer;background:0 0;border:0;border-radius:9px;flex:1;padding:12px 8px}.calc-tabs button.active{color:var(--forest);background:#fff;font-weight:800}.calculator{color:var(--ink);background:#fff;border-radius:22px;grid-template-columns:1.05fr .95fr;gap:28px;padding:30px;display:grid;box-shadow:0 24px 55px #0003}.fields{grid-template-columns:1fr 1fr;gap:18px;display:grid}.field>span{margin:0 0 7px;font-size:13px;font-weight:700;display:block}.input-wrap{background:#fcfdfb;border:1px solid #d7dfd8;border-radius:10px;align-items:center;padding:0 12px;display:flex}.input-wrap:focus-within{border-color:#0000;outline:2px solid #aac8b4}.input-wrap b{color:#829087;white-space:nowrap;font-size:12px}.input-wrap input{width:100%;color:var(--ink);background:0 0;border:0;outline:0;padding:12px 8px;font-weight:700}.field small{color:#8a958f;margin-top:5px;font-size:10px;display:block}.check{background:var(--mint);cursor:pointer;border-radius:10px;grid-column:1/-1;align-items:center;gap:10px;padding:12px;display:flex}.check input{accent-color:var(--forest);width:17px;height:17px}.check span,.check small{display:block}.check b{font-size:13px}.check small{color:var(--muted);margin-top:2px;font-size:10px}.result{background:var(--mint);border-radius:16px;flex-direction:column;padding:24px;display:flex}.result-tag{background:var(--sage);color:var(--forest);border-radius:6px;align-self:flex-start;padding:5px 9px;font-size:11px;font-weight:800}.result>p{color:var(--muted);margin:20px 0 4px;font-size:12px}.result>strong{color:var(--deep);margin-bottom:22px;font-size:28px}.result-line,.total{justify-content:space-between;gap:12px;display:flex}.result-line{border-top:1px solid #d4e1d5;padding:12px 0;font-size:13px}.total{border-top:1px solid #aac0af;margin-top:4px;padding-top:16px}.total span{font-weight:700}.total b{color:var(--forest);font-size:20px}.result>small{color:var(--muted);margin-top:auto;padding-top:18px;font-size:10px;line-height:1.6}.rent-fields{grid-template-columns:1fr}.note-card{border:1px solid #d7dfd8;border-radius:10px;padding:14px}.note-card b,.note-card span{display:block}.note-card b{font-size:13px}.note-card span{color:var(--muted);margin-top:5px;font-size:11px;line-height:1.7}.official-link{color:#dce9df;text-underline-offset:5px;grid-column:2;justify-self:start;margin-top:-46px;font-size:13px;text-decoration:underline}.cta{background:linear-gradient(120deg,#e1eddf,#f5f1df);border-radius:24px;justify-content:space-between;align-items:center;gap:35px;max-width:1124px;margin:100px auto;padding:54px 60px;display:flex}.cta>div>span{color:var(--forest);font-size:13px;font-weight:800}.cta h2{color:var(--deep);margin:10px 0;font-family:Noto Serif TC,Songti TC,serif;font-size:30px}.cta p{color:var(--muted);margin:0}.cta>a{color:#fff;white-space:nowrap;background:#2bb741;border-radius:12px;align-items:center;gap:10px;padding:16px 22px;display:flex;box-shadow:0 10px 25px #2bb74133}.cta>a b{color:#2bb741;background:#fff;border-radius:6px;padding:5px;font-size:12px}.cta>a span{font-weight:800}footer{border-top:1px solid var(--line);max-width:1124px;color:var(--muted);grid-template-columns:1fr 1.5fr auto;align-items:center;gap:35px;margin:auto;padding:40px 0 55px;font-size:11px;display:grid}.footer-brand{align-items:center;gap:12px;display:flex}.footer-brand b,.footer-brand small{display:block}.footer-brand b{color:var(--ink);font-size:13px}.footer-brand small{margin-top:4px}.modal-backdrop{z-index:50;-webkit-backdrop-filter:blur(5px);backdrop-filter:blur(5px);background:#09221aad;place-items:center;padding:20px;display:grid;position:fixed;inset:0}.modal{background:var(--cream);border-radius:22px;width:100%;max-width:620px;max-height:90vh;padding:36px;position:relative;overflow:auto;box-shadow:0 28px 80px #00000059}.close{color:#668076;cursor:pointer;background:0 0;border:0;font-size:32px;position:absolute;top:16px;right:20px}.modal-head{align-items:center;gap:16px;display:flex}.modal-head>span{background:var(--sage);border-radius:16px;place-items:center;width:58px;height:58px;font-size:28px;display:grid}.modal-head p{color:var(--gold);letter-spacing:.15em;margin:0 0 5px;font-size:11px;font-weight:800}.modal h2{color:var(--deep);margin:0;font-family:Noto Serif TC,Songti TC,serif;font-size:28px}.modal-summary{color:var(--muted);margin:24px 0;line-height:1.75}.modal h3{color:var(--deep);margin:0 0 12px;font-size:14px}.modal ol{gap:9px;margin:0;padding:0;list-style:none;display:grid}.modal li{border:1px solid var(--line);background:#fff;border-radius:11px;align-items:flex-start;gap:12px;padding:12px 14px;font-size:13px;line-height:1.6;display:flex}.modal li b{background:var(--mint);height:23px;color:var(--forest);border-radius:50%;flex:0 0 23px;place-items:center;font-size:11px;display:grid}.tip{background:#f3ead7;border-radius:11px;gap:12px;margin-top:17px;padding:14px;font-size:12px;line-height:1.65;display:flex}.tip b{color:#9a6b2b;white-space:nowrap}.modal-actions{justify-content:flex-end;gap:10px;margin-top:22px;display:flex}.modal-actions a{border:1px solid var(--line);border-radius:9px;padding:11px 15px;font-size:12px;font-weight:700}.modal-actions .line-small{background:var(--forest);color:#fff;border-color:var(--forest)}@media (width<=900px){.topic-grid{grid-template-columns:repeat(2,1fr)}.calc-section{grid-template-columns:1fr;gap:35px;padding:80px 28px}.official-link{grid-column:1;margin-top:-20px}.cta{margin:70px 24px}.footer-brand{grid-column:1/-1}footer{grid-template-columns:1fr auto;margin:0 24px}.trust-row{flex-wrap:wrap;gap:12px 20px}}@media (width<=620px){.hero{min-height:650px}.nav{height:70px;padding:0 18px}.brand b{font-size:13px}.nav-line{padding:9px 12px;font-size:12px}.hero-inner{margin-top:75px;padding:0 18px}.hero h1{font-size:50px}.subtitle{font-size:19px;line-height:1.6}.hero-actions{flex-direction:column;max-width:280px;margin:auto}.trust-row{font-size:11px}.section{padding:72px 18px}.topic-grid{grid-template-columns:1fr;gap:12px}.topic-card{min-height:160px;padding:22px}.topic-icon{margin-bottom:13px}.topic-more{bottom:22px;left:auto;right:22px}.calculator{grid-template-columns:1fr;padding:18px}.fields{grid-template-columns:1fr}.check{grid-column:1}.result{min-height:285px}.official-link{margin-top:-10px;line-height:1.7}.cta{margin:55px 18px;padding:35px 24px;display:block}.cta h2{font-size:25px}.cta>a{justify-content:center;margin-top:24px}footer{padding:30px 0 45px;display:block}footer p{margin:22px 0;line-height:1.7}.modal{padding:28px 20px}.modal-head{padding-right:28px}.modal h2{font-size:23px}.modal-actions{flex-direction:column}.modal-actions a{text-align:center}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.topic-card{transition:none}}.hero{background:radial-gradient(circle at 88% 18%,#74dad357,#0000 28%),radial-gradient(circle at 8% 86%,#35aca72e,#0000 26%),linear-gradient(135deg,#f3fbfa 0%,#d6f1ef 100%);min-height:700px}.hero-inner{text-align:left;grid-template-columns:minmax(0,1.25fr) minmax(300px,.75fr);align-items:center;gap:72px;max-width:1120px;margin:42px auto 0;display:grid}.hero-content{text-align:left}.hero h1{font-size:clamp(52px,7vw,82px)}.subtitle{font-size:clamp(20px,2.6vw,29px);line-height:1.5}.hero-actions,.trust-row{justify-content:flex-start}.primary{box-shadow:0 12px 28px #087b783d}.secondary{border-color:#a7d1ce}.trust-row{color:#4f7775;gap:22px}.leaf{background:#087b781a}.portrait-card{background:#ffffff9e;border-radius:180px 180px 24px 24px;width:100%;height:500px;padding:10px;position:relative;overflow:visible;box-shadow:0 26px 60px #055a572e}.portrait-card img{z-index:2;object-fit:cover;object-position:center 20%;border-radius:170px 170px 18px 18px;width:100%;height:100%;position:relative}.portrait-halo{border:1px solid #087b783b;border-radius:190px 190px 30px 30px;position:absolute;inset:-18px}.portrait-caption{z-index:3;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);background:#ffffffed;border-radius:15px;min-width:180px;padding:15px 20px;position:absolute;bottom:28px;left:-28px;box-shadow:0 12px 32px #07595729}.portrait-caption span,.portrait-caption small{color:var(--muted);font-size:11px;display:block}.portrait-caption strong{color:var(--deep);margin:3px 0;font-family:Noto Serif TC,Songti TC,serif;font-size:25px;display:block}.calc-section{background:linear-gradient(145deg,#075957,#064846)}.cta{background:linear-gradient(120deg,#d8f1ef,#eef9f8)}.modal-backdrop{background:#043433b3}@media (width<=900px){.hero{min-height:auto;padding-bottom:70px}.hero-inner{grid-template-columns:minmax(0,1fr) 280px;gap:40px;margin-top:42px}.portrait-card{height:410px}.portrait-caption{left:-18px}}@media (width<=720px){.hero-inner{text-align:center;flex-direction:column;margin-top:45px;display:flex}.hero-content{text-align:center}.hero-actions,.trust-row{justify-content:center}.portrait-card{width:min(78vw,310px);height:390px;margin-top:5px}}@media (width<=620px){.hero{min-height:auto}.hero-inner{margin-top:55px}.portrait-card{width:min(78vw,290px);height:360px}.portrait-caption{text-align:left;min-width:150px;padding:12px 15px;bottom:18px;left:-14px}}.quick-calc{margin-top:46px}.quick-calc h3{color:var(--deep);margin:0 0 18px;font-size:20px}.quick-calc h3 span{color:var(--gold)}.quick-calc>div{grid-template-columns:repeat(3,1fr);gap:18px;display:grid}.quick-calc button{min-height:130px;color:var(--deep);cursor:pointer;background:linear-gradient(135deg,#fff,#eff9f8);border:1px solid #b9d9d6;border-radius:18px;flex-direction:column;justify-content:center;align-items:center;gap:12px;transition:all .2s;display:flex}.quick-calc button:hover{border-color:#75bbb7;transform:translateY(-4px);box-shadow:0 14px 30px #07595717}.quick-calc button span{font-size:28px}.quick-calc button strong{font-size:17px}@media (width<=620px){.quick-calc>div{grid-template-columns:1fr}.quick-calc button{min-height:110px}}:root{--gold:#b98a42;--gold-light:#e5c98e}body{background:linear-gradient(#f7fbfa 0%,#f4faf9 45%,#fbfaf6 100%)}.nav{border-bottom:1px solid #b98a4238}.brand>span,.footer-brand>span{border:1px solid var(--gold-light);background:linear-gradient(145deg,#096f6d,#034f4e);box-shadow:0 5px 14px #044f4e2e}.nav-line{border-color:#b98a42b3;box-shadow:inset 0 0 0 1px #ffffff80}.hero{background:radial-gradient(circle at 86% 15%,#5ccdc652,#0000 29%),radial-gradient(circle at 5% 88%,#04706d2e,#0000 27%),linear-gradient(135deg,#f5fcfb 0%,#d4efed 58%,#b9e1de 100%)}.hero:after{content:"";background:linear-gradient(90deg,transparent,var(--gold),transparent);height:1px;position:absolute;bottom:0;left:6%;right:6%}.eyebrow{border:1px solid #b98a4273;box-shadow:0 8px 24px #05595712}.hero h1{color:#064f4e;text-shadow:0 1px #ffffffb3}.hero h1:after{content:"";background:linear-gradient(90deg,var(--gold),var(--gold-light));width:76px;height:2px;margin-top:20px;display:block}.primary{border:1px solid var(--gold-light);background:linear-gradient(145deg,#087b78,#045e5c);box-shadow:0 14px 32px #05595740}.primary:hover{background:linear-gradient(145deg,#096f6d,#034f4e)}.secondary{background:#ffffffc7;border-color:#b98a4299}.portrait-card{border:1px solid var(--gold-light);background:linear-gradient(145deg,#f8e7be,#b98a42);padding:8px;box-shadow:0 28px 70px #03484638}.portrait-card img{border-radius:170px 170px 17px 17px}.portrait-halo{border-color:#b98a427a;inset:-15px}.portrait-caption{border:1px solid #b98a4280;box-shadow:0 16px 38px #044f4e2b}.section-heading p,.calc-intro>p{color:#a97830}.section-heading h2:after,.calc-intro h2:after{content:"";background:var(--gold);width:52px;height:1px;margin:16px auto 0;display:block}.topic-card{border-color:#b98a4252;box-shadow:0 7px 24px #044f4e0e}.topic-card:hover{border-color:var(--gold);box-shadow:0 18px 38px #044f4e1f}.topic-icon{background:linear-gradient(145deg,#f7fcfb,#e1f3f1);border:1px solid #b98a4240}.quick-calc h3{border-left:3px solid var(--gold);padding-left:12px}.quick-calc button{background:linear-gradient(145deg,#fff,#f7fbfa);border-color:#b98a4280;box-shadow:inset 0 0 0 1px #fffc}.quick-calc button:hover{border-color:var(--gold);box-shadow:0 16px 34px #044f4e1c}.calc-section{background:radial-gradient(circle at 82% 18%,#13979238,#0000 28%),linear-gradient(145deg,#064f4e,#023c3b);position:relative}.calc-section:before{content:"";pointer-events:none;border:1px solid #e5c98e40;position:absolute;inset:18px}.calculator{border:1px solid var(--gold-light);box-shadow:0 26px 64px #00000040}.result{border:1px solid #b98a424d}.cta{background:radial-gradient(circle at 80% 10%,#e5c98e47,#0000 30%),linear-gradient(120deg,#d7f0ee,#f7fbf8);border:1px solid #b98a4273;box-shadow:0 18px 46px #044f4e14}.modal{border:1px solid var(--gold-light)}footer{border-top-color:#b98a4266}.brand>span,.primary{background-image:linear-gradient(145deg,#0a817d 0%,#04615f 58%,#033f3e 100%);box-shadow:inset 0 1px #ffffff4d,0 12px 28px #0346443b}.eyebrow,.nav-line{position:relative;overflow:hidden}.eyebrow:after,.nav-line:after{content:"";background:linear-gradient(90deg,#0000,#ffffffb3,#0000);width:22%;height:340%;position:absolute;top:-120%;left:-35%;transform:rotate(24deg)}.eyebrow:hover:after,.nav-line:hover:after{transition:left .75s;left:125%}.portrait-card{background:linear-gradient(120deg,#8c642a 0%,#f5dfa7 18%,#ad7b35 42%,#f8e8bb 66%,#91672d 100%);box-shadow:inset 0 0 0 1px #ffffff8c,0 30px 76px #0341403d}.portrait-halo{background:linear-gradient(#d8efed,#d8efed) padding-box padding-box,linear-gradient(120deg,#8c642a,#f5dfa7,#a87530,#f8e8bb) border-box;border:2px solid #0000}.hero h1:after,.section-heading h2:after,.calc-intro h2:after{background:linear-gradient(90deg,#8f662c,#f5dda3,#a97631);height:2px}.topic-card,.quick-calc button,.calculator,.cta,.modal{background-clip:padding-box;position:relative}.topic-card:before,.quick-calc button:before{content:"";border-radius:inherit;-webkit-mask-composite:xor;pointer-events:none;-webkit-mask-composite:xor;-webkit-mask-source-type:auto,auto;-webkit-mask-composite:xor;-webkit-mask-source-type:auto,auto;background:linear-gradient(135deg,#f6dea5d9,#94692b38,#f6dea5b8);padding:1px;position:absolute;inset:0;-webkit-mask-image:linear-gradient(#000 0 0),linear-gradient(#000 0 0);-webkit-mask-position:0 0,0 0;-webkit-mask-size:auto,auto;-webkit-mask-repeat:repeat,repeat;-webkit-mask-clip:content-box,border-box;-webkit-mask-origin:content-box,border-box;-webkit-mask-composite:xor;mask-composite:exclude;-webkit-mask-source-type:auto,auto;mask-mode:match-source,match-source}.topic-card:hover:after,.quick-calc button:hover:after{content:"";background:linear-gradient(90deg,#0000,#fff2c9,#0000);height:1px;position:absolute;top:0;left:10%;right:10%}.topic-icon{box-shadow:inset 0 1px #ffffffe6,0 6px 16px #044f4e12}.calc-tabs button.active,.result-tag{background:linear-gradient(145deg,#fffdf7,#f3dfae);box-shadow:inset 0 1px #fff}.calculator{box-shadow:inset 0 0 0 1px #fffc,0 28px 68px #00000042}.cta:before{content:"";pointer-events:none;border:1px solid #b98a4252;border-radius:18px;position:absolute;inset:8px}.footer-brand>span{background:linear-gradient(145deg,#0a817d,#034f4e);box-shadow:inset 0 1px #ffffff4d}.botanical{z-index:1;opacity:.3;pointer-events:none;width:170px;height:280px;position:absolute}.botanical:before{content:"";transform-origin:bottom;background:linear-gradient(#b98a42d9,#087b7838);width:2px;height:255px;position:absolute;top:8px;left:82px;transform:rotate(10deg)}.botanical i{background:linear-gradient(135deg,#ffffff6b,#087b7824);border:1px solid #0759578c;border-radius:100% 0;width:58px;height:25px;position:absolute}.botanical i:first-child{top:35px;left:33px;transform:rotate(28deg)}.botanical i:nth-child(2){top:77px;left:82px;transform:rotate(205deg)}.botanical i:nth-child(3){top:124px;left:26px;transform:rotate(22deg)}.botanical i:nth-child(4){top:169px;left:88px;transform:rotate(210deg)}.botanical i:nth-child(5){top:215px;left:37px;transform:rotate(18deg)}.topics-section{position:relative}.topics-section:before,.topics-section:after{content:"";opacity:.055;pointer-events:none;background:repeating-radial-gradient(ellipse at 50% 12%,var(--forest) 0 9px,transparent 10px 28px);width:180px;height:300px;position:absolute;transform:rotate(28deg)}.topics-section:before{top:90px;left:-70px}.topics-section:after{bottom:130px;right:-75px;transform:rotate(-25deg)}@media (width<=900px){.botanical{opacity:.16}.botanical-left{left:-70px}.botanical-right{right:-75px}}@media (width<=620px){.botanical{opacity:.12;width:120px;height:220px}.botanical-right{display:none}.topics-section:before,.topics-section:after{opacity:.035}}html,body{overflow-x:hidden}.botanical{opacity:.16;filter:saturate(.72);background-color:#0000;background-image:url(/botanical-premium.png);background-position:50%;background-repeat:no-repeat;background-size:contain;width:260px;height:520px;transform:none}.botanical:before,.botanical i{display:none}.botanical-left{top:105px;left:-70px;transform:rotate(-8deg)}.botanical-right{opacity:.1;bottom:-85px;right:-78px;transform:scaleX(-1)rotate(-5deg)}.topics-section:before{opacity:.035;background-color:#0000;background-image:url(/botanical-premium.png);background-position:50%;background-repeat:no-repeat;background-size:contain;width:260px;height:520px;top:120px;left:auto;right:-95px;transform:scaleX(-1)rotate(5deg)}.topics-section:after{opacity:.045;background-color:#0000;background-image:url(/botanical-premium.png);background-position:50%;background-repeat:no-repeat;background-size:contain;width:230px;height:460px;display:block;inset:auto auto 70px -105px;transform:rotate(-8deg)}@media (width<=900px){.botanical{opacity:.1;width:190px;height:390px}.botanical-left{top:115px;left:-82px}.botanical-right{opacity:.07;bottom:-30px;right:-88px}.topics-section:before{width:190px;height:390px;right:-95px}}@media (width<=620px){.botanical{opacity:.07;width:135px;height:280px}.botanical-left{top:150px;left:-70px}.botanical-right{display:none}.topics-section:before{opacity:.025;width:150px;height:310px;right:-85px}}.footer-contact{text-align:center;border-top:1px solid #b98a4247;grid-column:1/-1;padding-top:24px}.footer-contact strong,.footer-contact a{color:var(--deep);font-family:Noto Serif TC,Songti TC,serif;font-size:17px}.footer-contact a{color:var(--forest);margin-left:12px;font-weight:800;display:inline-block}.footer-contact p{color:var(--ink);letter-spacing:.04em;margin:10px 0 6px;font-size:13px}.footer-contact small{color:var(--muted);letter-spacing:.06em}@media (width<=620px){.footer-contact{margin-top:24px;padding-top:22px}.footer-contact strong,.footer-contact a{display:block}.footer-contact a{margin:8px 0 0}.footer-contact p{line-height:1.7}}.cta{overflow:hidden}.cta>div,.cta>a{z-index:2;position:relative}.cta:after{content:"";opacity:.075;pointer-events:none;background:url(/botanical-premium.png) 50%/contain no-repeat;width:210px;height:420px;position:absolute;bottom:-118px;right:-52px;transform:scaleX(-1)rotate(8deg)}.footer-contact{position:relative;overflow:hidden}.footer-contact:before{content:"";opacity:.055;pointer-events:none;background:url(/botanical-premium.png) 50%/contain no-repeat;width:120px;height:240px;position:absolute;bottom:-95px;left:4%;transform:rotate(-12deg)}@media (width<=900px){.topics-section:after{width:190px;height:380px;left:-105px}.cta:after{opacity:.055}.footer-contact:before{left:-35px}}@media (width<=620px){.topics-section:after{display:none}.cta:after{opacity:.045;width:170px;height:340px;bottom:-105px;right:-72px}.footer-contact:before{display:none}}.hero{background:#f7fbfa;min-height:auto;padding-bottom:34px}.hero:after{display:none}.hero-banner-wrap{max-width:1120px;margin:20px auto 0;padding:0 28px}.hero-banner{border:1px solid #b98a426b;border-radius:28px;width:100%;height:auto;display:block;box-shadow:0 22px 54px #044f4e29}.banner-actions{justify-content:center;align-items:center;gap:14px;max-width:1120px;margin:24px auto 0;padding:0 28px;display:flex}.banner-actions>span{color:var(--muted);letter-spacing:.04em;margin-left:12px;font-size:12px}.sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}@media (width<=720px){.hero-banner-wrap{margin-top:12px;padding:0 14px}.hero-banner{border-radius:20px}.banner-actions{flex-wrap:wrap;padding:0 18px}.banner-actions>span{text-align:center;width:100%;margin:4px 0 0}}@media (width<=480px){.hero-banner{border-radius:15px}.banner-actions .primary,.banner-actions .secondary{flex:1;padding:13px 12px;font-size:13px}.banner-actions>span{font-size:10px}}.loan-guide,.rate-presets{grid-column:1/-1}.loan-guide{background:#eef8f7;border:1px solid #b98a4247;border-radius:11px;padding:14px 16px}.loan-guide b,.loan-guide span{display:block}.loan-guide b{color:var(--deep);font-size:14px}.loan-guide span{color:var(--muted);margin-top:5px;font-size:12px;line-height:1.7}.loan-guide strong{color:var(--forest)}.rate-presets{flex-wrap:wrap;align-items:center;gap:8px;display:flex}.rate-presets>span{color:var(--muted);margin-right:4px;font-size:12px}.rate-presets button{color:var(--deep);cursor:pointer;background:#fff;border:1px solid #b98a4273;border-radius:999px;padding:8px 11px;font-size:11px}.rate-presets button:hover{border-color:var(--gold);background:#fffaf0}.loan-payment-card{background:#fff;border:1px solid #d4e1df;border-radius:12px;margin-top:13px;padding:15px}.loan-payment-card span,.loan-payment-card small,.loan-payment-card b{display:block}.loan-payment-card span{color:var(--forest);font-size:11px;font-weight:800}.loan-payment-card small{color:var(--muted);margin:3px 0 7px;padding:0}.loan-payment-card b{color:var(--deep);font-size:23px}.loan-payment-card.featured{background:linear-gradient(145deg,#fffdf8,#f6ead0);border-color:#b98a4294}@media (width<=900px){.quick-calc>div{grid-template-columns:repeat(2,1fr)}}@media (width<=620px){.quick-calc>div{grid-template-columns:1fr}}.local-service{padding-top:70px}.local-grid{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.local-grid article{background:#ffffffd6;border:1px solid #b98a4252;border-radius:18px;padding:26px}.local-grid b{color:var(--deep);font-family:Noto Serif TC,Songti TC,serif;font-size:20px;display:block}.local-grid p{color:var(--muted);margin:10px 0 0;font-size:13px;line-height:1.85}.local-faq{max-width:850px;margin:42px auto 0}.local-faq h3{text-align:center;color:var(--deep);font-family:Noto Serif TC,Songti TC,serif;font-size:24px}.local-faq details{border:1px solid var(--line);background:#fff;border-radius:12px;margin-top:10px;padding:0 18px}.local-faq summary{color:var(--ink);cursor:pointer;padding:16px 0;font-weight:700}.local-faq details p{color:var(--muted);margin:0;padding:0 0 17px;font-size:13px;line-height:1.8}@media (width<=720px){.local-grid{grid-template-columns:1fr}.local-grid article{padding:22px}}
